Why an early start in investing is a great idea


Saving and investing aren’t reserved for middle aged or older adults, or those in the business and finance industry.  More and more people in their early 20s are starting to save and invest for their future.  While many still look down on this practice, one can never go wrong with it. 


Image source: financebuddha.com
An early start in investing will give your long-term investments time to grow.  The young investor will have more time to save, and putting money in a savings and investment account is a good habit to develop, regardless of how little or big their income is early in their career.  Investing early makes room for the maximization of investment potential.

Investments like stocks, gold, and real estate are considered the safest.  These are intended to be long-term, with assets needing 20 to 30 years to grow in order to get the most out of them.  Giving your investment an early go means you’d only have to pay monthly premiums for less than when you start them in your 40s. 
Image source: moneysavingexpert.com


Having to put money in an investment account can prevent overspending.  This can help you develop discipline in earning and spending.  Investing early sets your priorities straight and lessens your stress about retirement.  Many new forms of investments like mutual funds and variable universal life (VUL) plans can give you another expedient in emergencies and other life circumstances.  It can be scary to invest at first, but with much research and confidence, you’ll see your investments reach their fullest potential. 

 Hi, I’m Michelle L. Marquez, an aspiring financial advisor currently studying finance at USC. My objective is to help people make smarter financial decisions that would benefit them and their families. For more updates, head over to this page.




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