Blog

Comments

Post a Comment

Popular posts from this blog

Start saving for future travels with these three tips

Image
Welcome to my blog! My name is Michelle L. Marquez and I’m a finance student with a desire to help people get their funds in order. I believe that everyone can enjoy travel without going beyond their budget. While many depend on their credit cards just to make their vacation plans come true, it is better to save funds to have less worries especially after the trip. Let me share with you some tips on building up that travel fund: Image source: Pexels.com   Make travel plans If you have a destination in mind, it wouldn’t hurt to draft a travel budget. Whether you’re going on that vacation alone or with friends, you can start searching online for flight and accommodation deals to have an idea how much you’ll be spending. For those who are planning on going with friends, you can let them in on the budgeting so that you can keep each other accountable. Image source: Pexels.com Cut back on extra expenses You gotta give up some pleasures to see the bigger picture. If y...
Read more

Here’s why you shouldn’t sleep on budgeting

Image
It’s impossible that you haven’t heard about the importance of budgeting. To ensure you and your family have a financially secure future, you must learn how to budget. Image source: christiandebtcounselors.net  With a realistic budget, you are sure to have a huge savings account in the future. A budget gives you an opportunity to set financial objectives you can achieve. This also tells you if you’re spending more than you can pay for. Michelle L. Marquez says that following a budget ensures you live within your means. It’s important to discipline yourself when it comes to spending. A strict budget doesn’t necessarily mean you can’t live a good life now. It only means you’re building for the best future for yourself. Image source: fairwinds.org A budget enables you to have money allotted for an emergency fund. Should you meet an accident such as unemployment, sickness, car emergency car or home maintenance, you have the means to pay for it in full. Everyone needs a ...
Read more

Small adjustments at home that can save you a ton of cash annually

Image
I’ve met so many people who complain about all their monthly expenses. However, when I reviewed their financial records and compared it to their bills, we knew something was wrong. I knew they shouldn’t have been spending so much. On that note, let’s take a look at some of the small adjustments you can make at home, that may save you a whole lot of cash. Image source: 10news.com Unplug devices that don’t need to be plugged overnight. Unplug any electronic device that doesn’t need to be plugged in at night. Outlets are vampires, and even if the devices aren’t running, they’re still giving off electricity and racking up the bill. Do this, and you’ll be surprised by how much you’ll save from your monthly electric bill. Change your water faucets. Low-flow water faucets are a marvel of engineering. They’re efficient and environment-friendly. While it’s true that they may cost a pretty penny at the nearest hardware store, they can help save you money in the long run. Image s...
Read more